One of my favorite loan programs to guide buyers like yourself through when purchasing a home is the USDA Rural Development Loan. This loan allows you to purchase any house you want in a qualifying area with no down payment it's 100% financed, so you may be able to get it home a lot quicker because you're not having to save up those extra funds. My name is Nicole Nark. I'm a realtor in Central Arkansas, and today I want to walk through the new criteria for 2020 when it comes to the USDA Rural Development Loan and then also share some tips with you that I've learned along the way helping many rural development homebuyers with the loan and kind of the ins and outs and things that you may run into if you're not careful. The first thing that many home buyers like yourself may not realize is that there's actually two different ways that you can get approved for the rural development loan. One of them is the USDA Direct home loan for single-family houses and what this means is that you are going through the loan process directly through USDA, so you may have a contact at your state's USDA office and that is going to be your lender now you do not have to go through USDA to get the USDA Rural Development Loan there is a guaranteed program that's the second type and way that you can get qualified now with the guarantee program you can use pretty much any lender that you want. There are several lenders across the country that are basically teamed up with USDA, but they are local lenders in your area now. I have personally helped buyers who go through both the direct and the guaranteed USDA loan programs. There are...
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How to prepare USDA RD 3555-21 2024 Form
About USDA RD 3555-21 2024 Form
USDA RD 3555-21 2024 Form is a document used by the U.S. Department of Agriculture's Rural Development program when an individual wants to apply for a loan to purchase or repair a home. This form is known as the "Request for Single Family Housing Loan Guarantee" and serves as an application for the loan guarantee program. The program provides low and moderate-income families with an opportunity to purchase, improve or repair homes located in eligible rural areas. Individuals who want to purchase, repair or renovate a home in rural areas can fill out this form to apply for a loan guarantee.
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